Capital Gains Tax Calculator (Shares & Equity Funds)
Short-term and long-term capital gains tax on listed shares and equity mutual funds for FY 2026-27.
Result
How to use
- 1
Enter the purchase and sale dates — held for more than 12 months counts as long-term.
- 2
Enter the total buy cost, sale value and selling costs.
- 3
See the gain, the tax rate that applies and the tax payable including 4% cess.
Questions
What are the capital gains tax rates on shares in FY 2026-27?
For listed equity shares and equity mutual funds (with STT paid): short-term gains (held up to 12 months) are taxed at 20%, and long-term gains (held over 12 months) at 12.5% on the amount above ₹1.25 lakh a year, plus 4% cess. These rates apply to sales on or after 23 July 2024 and continue unchanged for FY 2026-27 under the Income-tax Act, 2025 (in force from 1 April 2026).
Can I use the Section 87A rebate against these gains?
No. The rebate cannot be used against tax on equity short-term or long-term capital gains taxed at these special rates. The basic exemption limit can be used, but only by resident individuals whose other income is below it.
What about shares bought before 1 February 2018?
For those, the cost is the higher of the actual cost and the price on 31 January 2018 (capped at the sale value) — the 'grandfathering' rule. Enter that figure as the purchase cost. Losses: short-term losses can be set off against any capital gains, long-term losses only against long-term gains, and both can be carried forward for 8 years.
About this Capital Gains tool
Capital Gains Tax Calculator (Shares & Equity Funds) — Short-term and long-term capital gains tax on listed shares and equity mutual funds for FY 2026-27. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter the purchase and sale dates — held for more than 12 months counts as long-term.
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Results are estimates to help you plan. They are not financial, tax or medical advice.