PPF Calculator
Maturity value of your Public Provident Fund at the current 7.1% rate.
Result
How to use
- 1
Enter how much you deposit every year.
- 2
Keep the current rate or change it.
- 3
See the maturity value and a year-by-year table.
Questions
What is the PPF lock-in?
PPF has a 15-year term. After that you can extend it in blocks of 5 years, with or without fresh deposits.
Is PPF interest tax-free?
Yes. PPF is in the exempt–exempt–exempt category: deposits qualify for deduction under the old regime, and interest and maturity are tax-free.
About this PPF tool
PPF Calculator — Maturity value of your Public Provident Fund at the current 7.1% rate. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter how much you deposit every year.
Related reading
Articles that go with this tool
PPF vs FD vs RD: Which Safe Savings Option Suits You?
PPF, fixed deposits and recurring deposits are India’s favourite safe options. Compare their interest, lock-in, tax and liquidity in simple words — and see which one fits which goal.
CTC vs In-Hand Salary: Why Your Offer Letter Number Isn’t What Reaches Your Bank
A ₹15 lakh CTC doesn’t mean ₹1.25 lakh a month in your account. A simple breakdown of CTC, gross and in-hand salary — PF, tax, gratuity and more — so you can compare job offers properly.
Sukanya Samriddhi Yojana: A Simple Guide for Parents of Daughters
Sukanya Samriddhi Yojana offers 8.2% interest (Oct–Dec 2026) and tax benefits for a girl child’s future. Who can open it, how much to deposit, when it matures — explained simply.
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Results are estimates to help you plan. They are not financial, tax or medical advice.