Income Tax Calculator (FY 2026-27)
Compare your tax under the new and old regimes for FY 2026-27 (AY 2027-28).
Result
How to use
- 1
Enter your yearly income and whether it is salary.
- 2
Pick your age group.
- 3
For the old regime, add your deductions.
- 4
See which regime saves you more.
Questions
Which regime is the default?
The new tax regime is the default. You can choose the old regime when filing if it gives you lower tax.
Is income up to ₹12 lakh tax-free?
Under the new regime, a rebate makes tax nil if taxable income is up to ₹12 lakh (₹12.75 lakh salary after the ₹75,000 standard deduction). Special-rate income such as capital gains is treated separately.
About this Income Tax tool
Income Tax Calculator (FY 2026-27) — Compare your tax under the new and old regimes for FY 2026-27 (AY 2027-28). It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter your yearly income and whether it is salary.
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Results are estimates to help you plan. They are not financial, tax or medical advice.