Lumpsum Investment Calculator
Future value of a one-time investment at an expected yearly return.
Result
How to use
- 1
Enter the amount you invest once.
- 2
Set the expected yearly return and the time period.
- 3
See the estimated value and total gains.
Questions
What formula is used?
Future value = P × (1 + r)ⁿ, where r is the yearly return and n is the number of years.
SIP or lumpsum — which is better?
A lumpsum puts all your money to work immediately; a SIP spreads it over time and reduces the risk of investing everything at a market peak. Many people use both.
About this Lumpsum tool
Lumpsum Investment Calculator — Future value of a one-time investment at an expected yearly return. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter the amount you invest once.
Related reading
Articles that go with this tool
CTC vs In-Hand Salary: Why Your Offer Letter Number Isn’t What Reaches Your Bank
A ₹15 lakh CTC doesn’t mean ₹1.25 lakh a month in your account. A simple breakdown of CTC, gross and in-hand salary — PF, tax, gratuity and more — so you can compare job offers properly.
Sukanya Samriddhi Yojana: A Simple Guide for Parents of Daughters
Sukanya Samriddhi Yojana offers 8.2% interest (Oct–Dec 2026) and tax benefits for a girl child’s future. Who can open it, how much to deposit, when it matures — explained simply.
Home Loan Basics: How It Works and 6 Ways to Pay Less Interest
A home loan can cost you more in interest than the loan itself. Understand EMI, floating rates and the latest repo rate move — and learn simple prepayment tricks that can save lakhs.
Related tools
More money tools you may like
Results are estimates to help you plan. They are not financial, tax or medical advice.