Sukanya Samriddhi Yojana Calculator
Maturity value of a Sukanya Samriddhi account for your daughter at the current 8.2% rate.
Result
How to use
- 1
Enter how much you will deposit each year.
- 2
Enter your daughter's age when the account is opened.
- 3
See the maturity value at 21 years and a year-by-year table.
Questions
What is the current SSY interest rate?
8.2% a year, compounded yearly, for October–December 2026 (Q3 FY 2026-27). The government kept small savings rates unchanged for this quarter; rates are reviewed every quarter.
How long do I need to deposit?
Deposits are made for 15 years from opening. The account matures 21 years after opening, and keeps earning interest in the remaining six years. Up to 50% can be withdrawn after she turns 18 for higher education.
Is SSY tax-free?
Yes. Deposits qualify for deduction under the old regime (up to ₹1.5 lakh with other 80C-type items), and the interest and maturity amount are fully tax-free.
About this Sukanya Samriddhi tool
Sukanya Samriddhi Yojana Calculator — Maturity value of a Sukanya Samriddhi account for your daughter at the current 8.2% rate. It is one of 200 free tools on namasivayam.in, made by software engineer Namasivayam Vadivelan for everyday use in India.
Everything is calculated instantly in your browser: nothing you type or upload is sent to any server, there is no sign-up, and it works on mobile and desktop. Enter how much you will deposit each year.
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Results are estimates to help you plan. They are not financial, tax or medical advice.